Showing and Getting Offers on Your Multifamily Properties

October 28th, 2008 Jacquie Cliff - Real Estate Agent and Loan Officer

Multi-family property selling tips In the process of searching for good multifamily properties for my clients, I see many property owners that seem to want to do everything they can to discourage potential buyers from looking at their properties and making good offers.  There are several things that I consistently see multifamily property owners doing that their agents should be advising them against.

Multifamily property owners consistently don’t want to allow showings prior to having signed around offers.  This means that buyers have to make and negotiate an offer virtually sight unseen.  While I can understand not wanting a parade of potential buyers touring properties on a daily basis and disturbing tenants not allowing any showings is extremely counterproductive, and my clients have not looked at some properties simply because of that.  On others we have made significantly lower than asking price offers primarily because we had little or no idea of the actual condition of the property.

Sellers of multifamily properties also seem to forget that staging is just as important for multifamily property as it is for single-family homes.  While multifamily properties are judged heavily on their financials, having positive curb appeal definitely doesn’t hurt!  Given two properties with similar incomes and expenses most buyers would prefer a nice clean property over one that is looking rundown, as trash in the parking lot and furniture sitting by the dumpster.  A small investment in time and money to make it properly look good will go a long way toward getting more and better offers.

As I mentioned multi-family properties are judged heavily on their financial statements.  While looking through MLS listings quite often I see properties with no financial information included, or at most just the most crude numbers.  To make matters worse many sellers only want to make ‘accurate’ numbers available with a sign around agreement.  As with not letting buyers see the property, not allowing buyers reasonable financial information to judge a property by is almost worse than having them buy it sight unseen.  If you want good offers on your multifamily property, at least make sure that your MLS listing has as much financial detail as possible, and have accurate financial records on hand for serious buyers to see.

The last big mistake that I see multifamily property owners doing is not informing their tenants that the properties for sale.  Tenants will figure out their property is for sale, and it would be a lot better if they had been informed ahead of time and educated on the fact that the releases are still in effect even if a new owner takes over.  Communicating with tenants, letting them know what is going on and reassuring them that they aren’t about to be kicked out will help make selling process much smoother.

Of course I only halfheartedly pass along these tips to you property owners because what he continued to make these mistakes, ready and qualified purchasers are most likely bypassing your properties in favor of ones with better curb appeal and that are more accessible.  This of course means less competition and better deals on your multi-family properties for my buyers!

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Buying a Duplex

September 7th, 2008 Jacquie Cliff - Real Estate Agent and Loan Officer

Why would someone buy a duplex property?  I firmly believe that for those people entrepreneurial enough, it is a great way to not only purchase a home, but invest in a rental property as well.  Buying a duplex has several advantages over a standard single family home.

  1. Duplex properties are less expensive per square foot than single family homes.
  2. Buying a duplex means you can generate rental income to offset your house payment
  3. The maintenance costs are lower for one duplex vs. two single family properties
  4. Duplex homes, only share one common wall, unlike condos or town homes.

Buying a duplex does have some risk, but most of it can be mitigated by good planning.  Looking ahead and investigating insurance rates, rental prices, and planning for needed repairs and maintenance will greatly reduce the risk of loss over the long term.  I always advise my clients that are purchasing duplex or other rental properties to take a portion of the rent and establish a ’slush fund’ for any emergency repairs that may come up.

Buying a duplex is a great way to purchase a first home, so if you are considering making the jump into owning your own home, look at your local market conditions, talk with your real estate agent and give buying a duplex some serious thought!

Jacquie Cliff - The Amazon Negotiator
Let me lead you through the Real Estate Jungle!

Real Estate Agent, Loan Officer and Accredited Buyers Representative serving:

Lynnwood, Bothell, Mill Creek, Seattle, Bellevue, Marysville, Mountlake Terrace, Edmonds, Everett, Snohomish, Kirkland and the surrounding areas!

Call me with any of your real estate questions at 425-773-3149 or email me at Jacquie@jacquiecliff.com anytime!

Copyright © 2008 By Jacqueline A. Cliff, All Rights Reserved.
“Buying a Duplex”

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Newer Everett Washington Duplex for Sale!

August 27th, 2008 Jacquie Cliff - Real Estate Agent and Loan Officer

Looking for a newer duplex in Everett Washington?  Here is a great duplex in South Everett, with easy freeway access,and an excellent commute to Boeing. Built in 2001, this duplex is a great change of pace from the older homes that have been converted into a duplex that are common in Everett.

Newer South Everett Duplex for Sale

Newer South Everett Duplex for Sale

Listed at $524,950 this duplex even has a detached garage for extra storage and each unit has its own deck.  If you have been looking for a duplex in Everett that won’t require as much maintenance as the older units, this duplex is for you!

Call me today at 425-773-3149 to set up a time to go over this newer South Everett Duplex property!

Jacquie Cliff - The Amazon Negotiator
Real Estate Agent, Loan Officer and Accredited Buyers Representative serving:

Lynnwood, Bothell, Mill Creek, Seattle, Bellevue, Marysville, Mountlake Terrace, Edmonds, Everett, Snohomish, Kirkland and the surrounding areas!

Call me with any of your real estate questions at 425-773-3149 or email me at Jacquie@jacquiecliff.com anytime!

Copyright © 2008 By Jacqueline A. Cliff, All Rights Reserved.
‘Newer Everett Washington Duplex for Sale!’
Listing #:  28084462

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The secret to investing in multi-family properties

August 22nd, 2008 Jacquie Cliff - Real Estate Agent and Loan Officer

I sat through a webinar tonight about buying multi-family properties and why they are such great investments.  They went over all the standard reasons and I agreed with pretty much all of them.  I will re-cap a few of them.

Multifamily properties are easier to finance
This is for the most part true, because as you get up and away from duplex properties and into properties with 6 or more units banks are worried less about your credit and more about the long term financial stability and profitablity of the property.

Multi-family properties are easier to manage than single family rentals
Trying to juggle 15 single family homes can be a nightmare!  They are generally all spread out, have more pieces to need repair or replacement and just plain more expensive all around.  With multi-family properties you can hire a good management company and let them deal with it.  Even if there are repairs that wind up needing to be done, they are all in one place.

It is easier to gain equity with multi-family properties
Multi-family properties are valued not on the fickle winds of supply and demand, but are valued more on their capability to produce cash flow.  Because of this every dollar that you can increase will increase the value of the property by about ten fold.

The key element for investing in multi-family properties is having money to put down.
Banks are very willing to finance multi-family properties, but having cash down is essential.  Expect banks to want 20% down.  This of course doesn’t need to be your own money.  Very often people will partner up with people that have money to invest, to purchase properties.  If there really is any secret in investing in multi-family projects, finding enough private investors or ‘angel investors’ is it.  Eventually you will build up enough cash flow to fund your own purchases, but until then you need to find qualified people to invest and team up with you.

That is the crux of it, and you didn’t even have to sit through an hour long seminar that really was more of a sales pitch for the speakers program to teach you how to analyze cash flow and find angel investors, which by the way was discount priced at only $3,945.

If you have any questions about duplex and  multi-family properties in the Lynnwood or Everett areas, or the Greater Seattle area in general, give me a call at 425-773-3149 or email me at Jacquie@jacquiecliff.com.  If you are in other parts of the county and need help with your real estate and multi-family investing questions please email me and I will help you make a connection with a top notch agent in your area!

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Why your first home should be a duplex.

August 8th, 2008 Jacquie Cliff - Real Estate Agent and Loan Officer

One possibility that is often overlooked by first time home buyers is that they may be able to purchase a duplex property, rent out one half and use the rental income to subsidize their house payment.  In this article by Ki Gray he goes over just one example of why buying a duplex as your first home, might just be the way to go!

Should Your First “House” be a Duplex?
By Ki Gray

There is a lot of talk about getting your first house. Its part of the American Dream to get a house and maybe get a dog named Rover. But maybe someone’s first house should instead be a duplex. Why would I propose such a thing. Is it possible I am a secret Russian spy that hates American pie. No their are simply to many advantages to buying a duplex first.

Buying a duplex has a number of financial advantages over buying a house. A lot of people assume that in a particular neighborhood duplexes would sell for about twice of what a house sells for. This is rarely the case. Duplexes are more frequently about 1.5 times the price of a house in a given subdivision. So to pick an easy number if a house is selling for 100k then a duplex should be selling for 150k.

So lets compare the two. To keep things the same lets assume we have 20k to put down and we are looking in the Austin real estate market so that the taxes are .025 percent of the purchase price and insurance is .004 percent of the purchase price.

- Lower Monthly Payment

To start off with lets look at the house. For the house we are going to have a 6.5 percent interest rate.

100k house price
20k down payment
Monthly Payment = $747.32

Moving on to the duplex. Since duplexes usually have higher interest rates we are going to assume a 7 percent interest rate. We are also going to assume that the other side of the duplex is being rented for $650.

150k duplex price
20k down payment
Monthly Payment = $1184.18

Rent Payment minus 5 percent vacancy = $617.50

Monthly Payment minus rent = $566.68

The monthly payment on the duplex comes out to be 31.8% less than on a house. You might get different numbers based on your area. In most areas a duplex leads to a lower monthly payment but there are a few real estate markets where the opposite is true.

- Increasing Your Future Real Estate Purchasing Power
Besides the advantages due to a lower mortgage payment there is another advantage over buying a duplex first. Buying a duplex first allows you to make additional purchases while buying a house first can negate your ability to buy additional properties.

To understand why this is the case we need to understand a few rules about how banks determine whether or not to provide loans. When you are purchasing your first investment property banks will usually not count the rent as income unless you have owned investment properties for over 2 years.

So if a buyer first buys a house and then wants to buy a fully rented duplex they will need to be able to qualify for the full price of the house and the duplex combined. This can be difficult for someone in the beginning stages of their career. If a buyer first purchases a duplex first in 2 years when they are looking for a house they can count the rent from the duplex as income which can help them qualify for the house purchase.

- Faster Payoff
Another interesting way to look at it is that if instead of simply spending the saving you incurred by owning a duplex if you were to pay off your mortgage faster. So if you applied 747.32 to your house it would take 30 years to payoff. But if you paid your duplex of $566.68 and then took the additional 180.64 and applied it to your mortgage you could pay off your duplex in 18.5 years. So in 18.5 years you would have a $150k duplex paid off instead of a $100k house partially paid off.

- Greater Benefits of Mortgage Payoff
Not only will you pay off your duplex faster but once you paid if off you will be in a better position. Once you pay off your house you are living mortgage free but not payment free. Based on the original assumptions (Austin Texas 2.5 percent tax rate and .4 insurance rate) you are still making a payment of 241.66 a month for taxes and insurance. In contrast once the duplex is paid off you are not only living in your duplex for free you are actually getting a profit of $255 a month.

Buying a duplex is not for everyone. Some people do not want the hassle of managing a property. And our article is not proposing that everyone should buy a duplex. We are simply showing the financial benefits of buying a duplex.

If you are looking to purchase a home or duplex in the Austin Real Estate market Ki can help you in your search. Ki is an Austin Realtor with a long history of helping clients purchase personal and investment properties. His website has a search of the Austin Homes.

Article Source: http://EzineArticles.com/?expert=Ki_Gray
http://EzineArticles.com/?Should-Your-First-House-be-a-Duplex?&id=787836

If you have been thinking of buying  a home or a duplex in the Lynnwood or Everett, Washington areas give me a call and we can discuss if buying a duplex as your first home is right for you.

Jacquie Cliff - The Amazon Negotiator
Let me lead you through the Real Estate Jungle!

Real Estate Agent, Loan Officer and Accredited Buyers Representative serving:
Lynnwood, Bothell, Mill Creek, Seattle, Bellevue, Marysville, Mountlake Terrace, Edmonds, Everett, Snohomish, Kirkland and the surrounding areas!

Call me with any of your real estate questions at 425-773-3149 or email me at Jacquie@jacquiecliff.com anytime!

“Why your first home should be a duplex.”
Copyright © 2008 By Jacqueline A. Cliff, All Rights Reserved.

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Lynnwood Washington Duplex Properties

July 30th, 2008 Jacquie Cliff - Real Estate Agent and Loan Officer

Lynnwood is just North of Seattle, across the Snohomish County line, and offers a variety of duplex style rental properties. As of the time of this posting there are 11 duplex properties available in Lynnwood.  Duplex and rental properties in general in Lynnwood are preferable over properties in King county due to the differences in landlord/tenant law.

Lowest Priced Lynnwood Duplex: $359,900
Average Priced Lynnwood Duplex: $492,327
Highest Priced Lynnwood Duplex: $619,950

Average Time on the Market: 116 days

Since the beginning of 2008, 6 Lynnwood duplexes have sold with an average selling price of $435,667.

If you are interested in investing in duplex properties in Lynnwood Washington, please give me, Jacquie Cliff at 425-773-3149 or send an email with any questions or what you are looking for to Jacquie@jacquiecliff.com


Jacquie Cliff - The Amazon Negotiator

Real Estate Agent, Loan Officer and Accredited Buyers Representative serving:

Lynnwood, Bothell, Mill Creek, Seattle, Bellevue, Marysville, Mountlake Terrace, Edmonds, Everett, Snohomish, Kirkland and the surrounding areas!

Call me with any of your real estate questions at 425-773-3149 or email me at Jacquie@jacquiecliff.com anytime!

Copyright © 2008 By Jacqueline A. Cliff, All Rights Reserved.
Lynnwood Washington Duplex Properties

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Hello to all the duplex and mutli-family real estate investors out there!

July 28th, 2008 Jacquie Cliff - Real Estate Agent and Loan Officer

We are still getting everything set up here, but in the coming months I will be bringing you featured duplex and multi-family rental properties from Snohomish county that I think you should see, as well as any news that comes up that might affect the rental real estate market.

Stay tuned and add us to your list of bookmarks and drop us in your favorite feeds pile.  I hope to be able to bring you some profitable properties and if there is ever anything in the real estate realm I can help you with, or question I can answer, feel free to send me an email at Jacquie@jacquiecliff.com

Be sure to add our feed to your list now!

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